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Unpaid debts can be frustrating for a creditor, especially a creditor who is not a professional lender and not accustomed to handling...

If a Washington debtor owes money and stops paying, the creditor can file a suit against the debtor and obtain a money judgment.  A money...

Adverse claims against Washington real property happen all the time and in a variety of different ways.  It can be as informal as your...

It can be.    Similar to a mortgage auction, the opening bid at a tax lien sale is the delinquent debt.  RCW 84.64.080. Because tax debt...

By agreement of the parties, a loan can be secured by collateral.  Collateral reduces risk of loss in the event of default. If the...

The security instrument used in almost all lending transactions in Washington is the deed of trust, not the mortgage.  This is because...

Claims for unpaid debt are subject to the Washington statute of limitations.  When the limitations period expires, the debt is no longer...

There has been some recent Washington litigation by borrowers alleging trustee’s fees, which are added to the secured debt, were inflated...

Prices at trustee auctions are discounted because the sales are cash-only, there is no legal opportunity to inspect the property prior to...

Most legal practitioners, and many non-practitioners in the real estate industry, are aware of the legal proposition that a foreclosure...