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Washington Debtor / Creditor
Cautionary tale - junior mortgage lending in Washington gone bad.
Investing in Washington real estate development can include making direct loans to the developer. In return, the developer typically...

Joseph Ward McIntosh
Awareness of the mortgage due-on-sale clause.
Mortgage due-on-sale clauses are clauses that provide the loan balance is accelerated if there is an unauthorized conveyance of the...

Joseph Ward McIntosh
The #1 most misguided debt collection strategy.
Unpaid debts can be frustrating for a creditor, especially a creditor who is not a professional lender and not accustomed to handling...

Joseph Ward McIntosh
How do I turn an unpaid debt into a lien against the debtor’s Washington real property?
If a Washington debtor owes money and stops paying, the creditor can file a suit against the debtor and obtain a money judgment. A money...

Joseph Ward McIntosh
Thinking about making a loan in Washington? Ask for collateral.
By agreement of the parties, a loan can be secured by collateral. Collateral reduces risk of loss in the event of default. If the...

Joseph Ward McIntosh
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